Monthly Budget Planner

Take control of your money with a budget that does the math for you. Log your income and expenses on one simple tab, and the Monthly Budget Planner turns them into a clear monthly dashboard and a full year-at-a-glance view. Every category gets a planned amount, an actual amount, what's left, and a progress bar that turns red when you go over. WHAT'S INCLUDED • Monthly dashboard: income, spending, left over and savings rate, with a month picker • Category tracker with progress bars for up to 40 expense categories and 8 income sources • Transaction log with dropdown categories (600 rows) • Year at a glance: every group and month totaled, monthly averages, savings rate and a trend chart • Setup tab to name your categories and set your plan • Start Here guide • Two files: a blank planner and a filled-in example WORKS WITH • Microsoft Excel (2010 or later, Windows and Mac, and Excel online) • Google Sheets (free): upload the file to Google Drive and open it with Google Sheets HOW IT WORKS 1. Purchase and download instantly from your Etsy Purchases page. 2. Open the file in Excel, or upload it to Google Drive and open it in Google Sheets. 3. Fill in the Setup tab, then log transactions as you go. PLEASE NOTE • This is a digital download. No physical item will be shipped. • Amounts are in US dollars ($). Currency formatting can be changed in your spreadsheet app. • For personal use. Please don't resell or share the file. • Not financial advice. How we make it: Every Penny & Pencil template and worksheet is designed in-house with AI-assisted tools, then each page, formula and answer key is checked and tested before it is listed. Questions? Send us a message. We usually reply within a day.