Baby Budget Planner

Get a clear picture of what your new baby will cost, before and after the due date. The Baby Budget & First-Year Cost Planner puts your whole baby budget in one spreadsheet. List what you need to buy before baby arrives, plan the monthly costs of the first year (diapers, feeding, childcare, healthcare, clothing and more), and track your baby fund. The dashboard shows what's still to buy, your first-year total and monthly average, and how many months your savings can cover. WHAT'S INCLUDED • Dashboard: baby fund saved, still to buy, first-year total, average per month, months covered by savings and days to your due date • Progress bars for your baby fund goal, your shopping list and your shopping budget, plus a category table and two charts • Before-baby shopping list (80 rows) with a starter checklist of common items in nursery, gear, clothing, feeding, diapering, bath and medical categories, budget vs. paid, priority and Needed / Bought / Hand-me-down status • First-year cost plan: 12 months starting from your due month, up to 14 cost categories, each with a monthly amount and the months it applies to, monthly totals, share of income and a running total • Baby fund tracker: savings goal, deposit log (200 rows), progress bar and how much to save each month until the due date • Setup tab for your due date, income, savings and goal • Start Here guide • Two files: a blank planner and a filled-in example WORKS WITH • Microsoft Excel (2010 or later, Windows and Mac, and Excel online) • Google Sheets (free): upload the file to Google Drive and open it with Google Sheets HOW IT WORKS 1. Purchase and download instantly from your Etsy Purchases page. 2. Open the file in Excel, or upload it to Google Drive and open it in Google Sheets. 3. Fill in the Setup tab, edit the shopping list, then type your monthly costs on the First Year tab. PLEASE NOTE • This is a digital download. No physical item will be shipped. • The planner doesn't include price estimates. You type in your own costs and quotes, since they vary a lot by area. • Amounts are in US dollars ($). Currency formatting can be changed in your spreadsheet app. • For personal use. Please don't resell or share the file. • Not financial advice. How we make it: Every Penny & Pencil template and worksheet is designed in-house with AI-assisted tools, then each page, formula and answer key is checked and tested before it is listed. Questions? Send us a message. We usually reply within a day.