Bills and paycheck budget bundle

Most money stress comes from timing: a bill due before payday, or a subscription renewing that you forgot about.

This bundle includes three templates: Paycheck Budget Planner (puts every bill on the paycheck that covers it), Bill Tracker & Calendar (what's due, paid and overdue) and Subscription Tracker (renewal dates, yearly cost and a cancel list). Each comes with a Start Here guide and a filled-in example. Separately they total $28; the bundle is $19.

All three work in Excel and Google Sheets. They are organizing tools, not financial advice.

What you get

Every template comes as its own file inside one .zip download, each with a Start Here guide and a filled-in example. Open a file in Microsoft Excel, or upload it to Google Drive and open it with Google Sheets (free). You only type in the input cells; the totals and charts update themselves.

Tips

• List every bill once in the paycheck planner.
• Check the bill calendar each payday.
• Review subscriptions before each renewal date.