Personal finance spreadsheet bundle

Most people need more than a budget: a plan for debt, places to save for goals and bills that come once a year, and a way to see overall progress.

The Personal Finance Bundle includes five templates: Monthly Budget Planner, Debt Payoff Planner, Savings Goals Tracker, Sinking Funds Tracker and Net Worth Tracker. Each comes as its own file with a Start Here guide and a filled-in example. Separately they total $53.00; the bundle is $29.00.

All five work in Excel and Google Sheets. They are organizing tools, not financial advice.

What you get

Every template comes as its own file inside one .zip download, each with a Start Here guide and a filled-in example. Open a file in Microsoft Excel, or upload it to Google Drive and open it with Google Sheets (free). You only type in the input cells; the totals and charts update themselves.

Tips

• Start with the budget, then add debt payoff.
• Set up sinking funds for yearly bills next.
• Update net worth monthly to see the big picture.